Arkansas Investor Programs and Guides

Program and regulatory figures verified September 15, 2026. Details change; confirm your scenario with us.

By Mike Certo, Cornerstone First Mortgage · NMLS #260555 · Updated September 15, 2026

Everything on this site in one place. The loan first, then the two Arkansas facts that decide files, then the markets.

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The loan

• DSCR loans in Arkansas, the whole structure
• Taking title in an LLC
• Cash-out refinance on a rental

The two facts that decide files

• Sixty days, and no redemption after the sale
• The 10% cap, and the credit you do not get

Markets

• Every market, measured the same way
• Little Rock
• Jonesboro
• Fort Smith
• Hot Springs
• Fayetteville and northwest Arkansas
• The Delta cash-flow markets

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Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content, not a loan commitment and not legal or tax advice. County assessments, millage and reappraisal cycles change, and the figures here carry the date we verified them. Confirm current requirements with the county assessor, your CPA, or an Arkansas real estate attorney before you buy. Loans are subject to buyer and property qualification.