Arkansas investor + DSCR loans · Cornerstone First Mortgage · NMLS #173855 Call Mike Certo · (480) 296-6513 · mcerto@cfmtg.com
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What Arkansas Markets Actually Yield

Program and regulatory figures verified September 15, 2026. Details change; confirm your scenario with us.

By Mike Certo, Cornerstone First Mortgage · NMLS #260555 ·

Rent to price is the first screen on any rental, and in Arkansas it points away from the markets that get written about. Here is every Arkansas market we could measure, from one source in one month.

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Arkansas, top to bottom

MarketTypical valueTypical rentGross yield
Blytheville$118,132$1,00010.16%
Pine Bluff$106,517$8799.90%
Jonesboro$205,877$1,3277.73%
Paragould$194,626$1,1637.17%
Little Rock$231,747$1,2656.55%
Fort Smith$205,433$1,0756.28%
Hot Springs$247,263$1,2285.96%
Fayetteville$367,718$1,5825.16%

Zillow typical home value against Zillow typical asking rent, both as of 2026-08-31.

What the screen leaves out

Taxes, insurance, vacancy and management. On an Arkansas deal the tax line is capped at 10% growth a year rather than the 5% a homeowner gets, and the state homestead credit does not reach you, so an investor's carrying cost is not the one a homeowner comparison implies. That page is here.

Two different businesses

Fayetteville at 5.16% and Blytheville at 10.16% are not the same trade and should not be underwritten as though they were. The high-yield markets are priced for thin buyer pools and harder management. We say what that actually costs here.


Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content, not a loan commitment and not legal or tax advice. County assessments, millage and reappraisal cycles change, and the figures here carry the date we verified them. Confirm current requirements with the county assessor, your CPA, or an Arkansas real estate attorney before you buy. Loans are subject to buyer and property qualification.

What the national numbers mean for Arkansas investors

National data sets the backdrop; what matters locally is how Arkansas’s own tax treatment, foreclosure timeline and rent-to-price math interact with it. Read the figures below alongside the Arkansas specifics on this site.

Market data courtesy of ResiClub (Lance Lambert). Figures are as published; confirm current data at the source.

Current market data: see Northwest Arkansas vacancy and rent figures for 2026.

Run your own numbers: Arkansas DSCR calculator.

Official sources for Arkansas investors

Figures and rules on this page trace to the agencies and codes below. Arkansas programs and assessment rules change, so confirm current figures at the source before you rely on one.

  1. Arkansas Development Finance Authority
  2. Arkansas Department of Finance and Administration
  3. Arkansas Code (General Assembly)
  4. Fannie Mae Selling Guide
  5. Freddie Mac Seller/Servicer Guide
  6. Consumer Financial Protection Bureau